Your credit card company cares about you. They will watch for fraudulent charges on your card. They tell you to shred any credit applications you receive. Want to see what happens when someone tapes the shreds back together? Click here. He tore up a credit application. Pieced it together with tape. Changed the address, and used his cell phone to activate the card. Did the credit card company investigate? Hell, no! They gave him the card because they might make money!

In related news, debit card companies aren't to eager to explain how their security has been breached.

Your bank only wants you to give them every penny you earn.