Tuesday, April 12, 2005

CLUTTER!

As I struggle to clear my finances, I am forced to wonder why I don't have much money in my savings account. I thought about it all day, even while cleaning the room where my computer is. As I dusted the Tv, VCR, DVD player, Playstation 2, and boombox, I mentally calculated how much money I have made in the last 10 years. Why don't I have anything to show for over $200,000?

I got into a bit of a mood, and started thumbing through my CDs, trying to find that one disc that matched my mood stacked somewhere in 5 stacks that were 30 high. Why can't I save money? Where does it go?

After rearranging the hundred or so DVDs after plucking out the 8 I wanted to sell on Amazon (see previous post), and seperating the twenty video games from them and putting them on a different shelf, I remembered that back in 2001 I spent 21 days in the hospital. Even though the $50,000 bill I racked up was forgiven thanks to the County's inidigent care plan, I was off work for almost five months. That must be why I don't have any savings.

As the music wafted through the room, I organized my computer desk, stacking a few games I had been playing halfheartedly into the already full cabinet on my desk. I picked up a couple of the books I had been reading, and spent 30 minutes trying to find a spot on one of the three bookshelves that have been double stacked. Then I double checked my Star Trek action figure collection, and put all 80 playmates figures into a box and onto an already overburdened shelf. I dusted the 8 Art Asylum Enterprise action figures, the Star Trek 3D chess set from Franklin Mint. Then I dusted the 30 Star Trek models i have built since the 80s.

For the life of me, I just can't figure out where my money goes.

5 Comments:

Blogger Anne said...

Good points!

It's important to really think (and even plan) before making purchases.

I'm glad to see you de-cluttering and selling stuff to bring in extra money.

You may find some helpful info on finances on my advice blog (but, honest, I didn't just comment to get you to visit my blog - cause I hate when people do that.)

1:47 PM  
Blogger Anne said...

Good points!

It's important to really think (and even plan) before making purchases.

I'm glad to see you de-cluttering and selling stuff to bring in extra money.

You may find some helpful info on finances on my advice blog (but, honest, I didn't just comment to get you to visit my blog - cause I hate when people do that.)

1:48 PM  
Blogger Jeffrey said...

I visited your advice blog, and I liked it. I added it to my blog links on the right.

Thanks, Annie!

7:20 PM  
Anonymous Karl said...

Debt is all about attitude.

Something to remember about alot of the so called rich is they are actually poor, and a lot of broke people are truely rich. Poor is a state of mind, broke is a financial position.

Everyone has the ability to get out of debt. A few years ago I was 48 hours from bankruptcy, without a job, and I had no way of seeing light at the end of the tunnel.

Although I am still in debt - I estimate I have now less than 24 months from being 100% debt free.

Focus on essentials. And that does include having a little fun. But if you always ensure you pay yourself first, you will become financially free. (Richest Man In Babylon)

Oh - and credit cards and student loans should be abolished through complete lack of interest from the average punter. They are EVIL!

Financial freedom is all about attitude. What did you wake up thinking about today?

4:49 AM  
Blogger apples said...

I just got my first student loan a few months ago and now I'll be constantly feeling bad until I'm 40 and have paid everything back...

9:02 PM  

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